Local Buying Tips

Century21 Galloway Realty

Buying a Home; Tips and Hints

  • Think of what you can afford (researchers suggest that 1/3 of your income would be affordable)
  • Think of not only what a manageable mortgage would be but put in perspective that as a homeowner you are responsible for taxes, maintenance on appliances and permanent fixtures and also to have a little extra set aside just in case!
  • Aim on putting down 20% of your overall mortgage to prove good faith and that you can afford the estate. 
  • Search around, be resourceful; use online databases, call agencies in the area and don't be bashful when it comes to your wants, concerns and/or needs.